Credit Analyst

Credit Analyst

Location : Johannesburg

Type : Permanent | Finance & Credit Risk

Drive smart decisions. Manage credit with precision.

This is a pivotal opportunity for an experienced credit professional who thrives on financial analysis, risk management, and stakeholder collaboration. If you’re ready to take charge of high-value credit decisions and shape lending strategies within a leading asset finance environment — this is your chance to lead with impact.

About the Role

You’ll be responsible for evaluating creditworthiness, managing risk, and ensuring compliance across asset finance transactions. The role spans both corporate and public sector clients, requiring sound judgment, strategic liaison, and a commitment to delivering first-time approvals.

What You’ll Do

Analyse financial and non-financial data to assess credit risk

Approve or escalate credit decisions in line with mandate

Collaborate with sales teams to support client engagements

Monitor arrears and mitigate exposure proactively

Contribute to ongoing policy updates and compliance

Support cross-functional projects and initiatives

Engage with internal and external stakeholders across the business

What You Bring

Relevant qualification in Credit Risk or Accounting (Degree or Diploma)

Minimum 5 years’ credit analysis experience

Strong financial acumen and analytical capabilities

Sound understanding of credit policies and asset finance

Excellent communication and stakeholder engagement skills

Proficiency in MS Office and business technologies

Resilience, self-management, and ethical judgement

What Success Looks Like

Accurate credit assessments with timely approvals

Strong stakeholder relationships and feedback

Minimal arrears and aligned credit risk exposure

Contribution to strategic credit initiatives

Demonstrated ownership, teamwork, and value alignment