The Personal Underwriter will be responsible for evaluating personal insurance applications, analyzing risk factors, and determining appropriate policy terms and coverage levels.
The role requires a balance of analytical skill and client engagement, ensuring accurate risk assessments while maintaining strong relationships with brokers and clients.
Key Responsibilities
- Evaluate personal insurance applications and assess associated risks.
- Determine appropriate policy coverage, terms, and premiums.
- Issue and manage policies and endorsements in line with company guidelines.
- Build and maintain strong client and broker relationships.
- Manage a portfolio of clients, providing expert advice and support.
- Ensure compliance with regulatory standards and internal policies.
- Collaborate with the claims department to address underwriting-related issues.
- Conduct market research to stay informed on trends and emerging risks.
- Maintain accurate records and documentation of underwriting decisions.
- Address client inquiries promptly to ensure service excellence and retention.
Key Attributes
Exceptional attention to detail and accuracy.Proactive and solutions-driven mindset.Strong customer service orientation.Excellent communication and negotiation skills.Collaborative team player.Requirements
Matric (Grade 12) or equivalent qualification.25 years of experience in personal underwriting, preferably in short-term insurance.Relevant insurance certifications (e.g., NQF Level 4, RE5) are advantageous.Strong analytical, decision-making, and interpersonal skills.In-depth understanding of personal insurance products and underwriting principles.Remuneration
Market-related salary based on experience.
Only shortlisted candidates will be contacted