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Agri Finance Specialist

Agri Finance Specialist

KHULA!Johannesburg, Gauteng, South Africa
1 day ago
Job description

Khula! is a leading agricultural technology company, committed to driving innovation in the agricultural sector across South Africa. We provide cutting‑edge solutions that empower farmers, streamline processes, and promote sustainability. Through its innovative ecosystem – comprising the Inputs App, Trader Platform, and FinTech Platform – Khula! helps farmers grow, scale, and access the resources they need. Our mission is to create a sustainable, connected, and empowered agricultural ecosystem that benefits all stakeholders.

Position Overview

We are looking for an experienced Agri‑Finance Specialist to lead the preparation and submission of funding applications for emerging farmers and to serve as a key relationship manager between farmers and financiers. This role is central to helping farmers access capital by ensuring their applications are professional, compliant, and compelling. The successful candidate will combine financial expertise with a strong understanding of agriculture, while also building lasting partnerships across the funding ecosystem.

Key Responsibilities

Application Support

  • Take ownership of preparing funding applications on behalf of farmers, including drafting business plans, compiling supporting documentation, and preparing financial models / cash flows.
  • Ensure applications are accurate, compliant, and aligned with funder requirements.
  • Track applications through to submission and liaise with funders for feedback and follow‑up.
  • Analyse farmers’ financials and business plans to determine eligibility and strengthen applications.
  • Prepare funding scenarios and help farmers understand the implications of each option.

Post‑Investment Support

  • Provide advisory support once funding is secured, including budget monitoring, risk management, and fund utilisation guidance.
  • Monitor projects to ensure compliance with funder requirements.
  • Relationship Management

  • Act as the primary contact between farmers, financiers, and funding institutions.
  • Build and maintain strong relationships to facilitate smooth communication and negotiations.
  • Advocate for farmers to secure favourable funding terms and timely approvals.
  • Training and Development

  • Equip farmers with skills to prepare future applications and manage their finances more effectively.
  • Conduct workshops or coaching sessions to improve financial literacy and funding readiness.
  • Agricultural & Agri‑Finance Expertise

  • Strong understanding of agricultural value chains , from inputs to markets.
  • Ability to evaluate farm production plans and align them with financial viability.
  • Experience structuring finance for different farming models (crops, livestock, mixed farming, etc.).
  • Knowledge of risks specific to agriculture (seasonality, climate, pests, market fluctuations) and strategies to mitigate them.
  • Ability to bridge the gap between agricultural operations and financial institutions by translating farming realities into funder‑ready applications.
  • Qualifications

  • Bachelor’s degree in Agricultural Economics and / or a relevant qualification.
  • Proven track record in preparing funding applications, business plans, and financial models.
  • Minimum of 5 years experience working in finance and agriculture.
  • Strong understanding of agricultural practices and funding requirements.
  • Excellent analytical, communication, and interpersonal skills.
  • Proficiency in financial analysis and documentation preparation.
  • Preferred Skills

  • Familiarity with government and private funding programs for agriculture.
  • Ability to develop creative funding solutions tailored to unique agricultural needs.
  • Experience in project management and stakeholder collaboration.
  • This role may require travel to meet with farmers and other stakeholders. Flexibility and adaptability are key to understanding and addressing farmers’ funding needs.
  • Application Deadline : 19 November 2025

    Seniority Level : Mid‑Senior level

    Employment Type : Full‑time

    Job Function : Finance and Sales

    Industries : Food & Beverages

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    Finance Specialist • Johannesburg, Gauteng, South Africa

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