Senior Specialist : Middle Market Life Solutions

Senior Specialist  : Middle Market Life Solutions

Qualifications :

Newly or nearly qualified actuary

Experience :

More than 5 years in similar environments (actuarial life experience in product or suitable commercial roles)

Responsibilities :

Lead strategic simple solutions projects with structured execution plans, managing personal and team outputs.

Act as a senior team member in developing or enhancing simple life solutions.

Analyze profitability and commercial contribution to the Simple Life Solutions Commercial unit.

Use stakeholder inputs to assess :

Market trends

Customer needs

Channel needs

Regulatory requirements

Competitor insights

Gaps / issues in current solutions

New product opportunities

Develop and maintain technical product artefacts, including :

Product specifications

Policy document specs

Customer communication content

Technical marketing content

Collaborate with technology teams to ensure correct and efficient implementation of solutions.

Use management information and data to monitor solution performance and support recommendations.

Support commercial and first-line risk management.

Assess pricing strategy and risk levers, including :

Mortality

Morbidity

Lapse

Operational risk

Market risk

Other broader risks

Incorporate risk mitigation through :

Product design

Pricing (with pricing SMEs)

Underwriting and claims rules

Reinsurance design

Collaboration with functional areas and stakeholders (aligned with IAM and SARLSA operating model)

Ensure :

Commercial optimization

Intuitive customer journeys

Strategic alignment

Adequate risk controls

Ensure compliance with :

Internal policies and standards

Relevant governance for approvals, specs, and solution artefacts

Prepare and present reports or support reporting to governance / management forums.

Mentor and guide junior team members.

Participate in cross-functional teams for strategic solution development.