Credit Manager : IB and TS

A Credit Manager in Nedbank Corporate Investment Banking is responsible for overseeing the credit risk associated with lending transactions within the Energy sector. This role involves evaluating the creditworthiness of clients, managing credit portfolios and ensuring compliance within the Nedbank’s risk parameters and provide a superior client service by applying sound lending credit principles thereby enabling Nedbank to grow its client base within an acceptable credit risk appetite.

Job Responsibilities

• Validate all client and supporting information by assessing the content of the documents as part of the overall credit risk assessment and analysis.
• Prepare and / or review credit applications relating to new clients / existing clients / reviews / funding requests / amendment requests.
• Suggest alternative funding solutions by making recommendations based on the credit policy guidelines and the analysis based on the information provided.
• Ensure compliance of sanctioning and credit decisions based on the credit policy guidelines in conjunction to the appropriate mandated authority.
• Ability to write credit recommendations by highlighting risks and mitigants as part of the credit submission.
• Be responsible for the daily, weekly and monthly reporting and ensure requisite reports are formalised within agreed timeframes.
• Seek opportunities to improve business policies, processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
• Conducting detailed financial analysis of financial statements, client projections and financial models to determine serviceability of the various funding requests.

Compliance and Reporting

Stakeholder Management

Personal Career Development

Essential Qualifications - NQF Level

Preferred Qualification

B. Com (Hons), CA(SA) or CFA

Preferred Certifications

CFA / CIMA / FMVA

Minimum Experience Level

Technical / Professional Knowledge

For assistance please contact the Nedbank Recruiting Team at

Nedbank Ltd Reg No 1951 / / 06.

Authorised financial services and registered credit provider (NCRCP16).

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