Responsibilities
- To minimise the risk of loss through bad debts and maximise profits for the business through effective execution of credit application, evaluation and approval processes, and ensuring the quality of credit risks across the portfolio is maintained.
- To interact with other areas of the bank and act as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank’s strategy.
Experience
Minimum :
At least 5 years Credit Management experience across Personal and Business marketsCurrent Person-to-holder Credit MandateIdeal :
At least 5 years Credit Management experience across Personal and Business marketsExperience in Intuitive Credit GrantingQualifications (Minimum)
Bachelor's Degree in Credit Management or BankingQualifications (Ideal or Preferred)
Honours Degree in Credit Management or BankingKnowledge
Minimum :
Business knowledgeUnderstanding of Project Management methodologies and processes,People ManagementIn-depth understanding of the NCAIdeal :
Knowledge of Intuitive Credit GrantingSkills
Commercial Thinking SkillsComputer Literacy (MS Word, MS Excel, MS Outlook)Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No : 1980 / / 06
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