Job title : Head, Regional Credit
Job Location : Western Cape, Cape Town
Deadline : October 26, 2025
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Job Description
To lead, develop and manage credit evaluation and credit risk teams in support of Premium, Growth & Enterprise Portfolio (“the Segments”) asset growth targets for the Western Cape .To comprehensively manage the credit risk of the lending portfolio of “the Segments” for the Local Markets, specifically in respect of originations, assessment of credit risk, sanctions, credit risk management, account maintenance and distressed and high-risk accounts in keeping with the BCB credit policies, guidelines and risk appetite.Supports and proactively leads the team to support business partners and ecosystem methodology in understanding and meeting client lending needs, ultimately supporting the BB aspiration. To have overall responsibility for a designated Segment and to champion / sponsor all strategies and processes related thereto.Qualifications
Type of Qualification : First DegreeField of Study : Business CommerceExperience Required
Credit Risk – BCB
Risk & Corporate Affairs8-10 yearsCredit evaluations experience, preferably across Business related clients’. Deep understanding of credit principles and financial statements, particularly as relates to Business Lending. Understands collateral, credit risk and collections processes. Previous experience in managing a team responsible for the account management of a lending portfolio from a risk / credit perspective. Previous people management experience. Previous Agri credit experience and / or Structured and Specialised Lending credit experience is an advantage.Accounting / Financial Services jobs