Job title : Credit Risk Manager
Job Location : Gauteng, Johannesburg
Deadline : October 05, 2025
Quick Recommended Links
- Jobs by Location
- Job by industries
Job Description
The purpose of the role is to maximise the banks Risk-Adjusted Rate of Return by managing credit risk in the entire portfolio and individual transactions as well as managing Credit Analysts.Are you someone who can :
Reduce Bad debts as a percentage of performing loans utilisation based on effective lending principals applied during approval.Establish a sound Credit Risk Management culture through awareness of campaigns to influence behaviour and drive the importance of credit compliance.Cultivate and manage objective working relationships with a variety of stakeholders, including end-users, SME’s, project managers and senior staff members.Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders.Ensure that your team meet set targets in respect of excesses, overdue limits and covenant monitoring.Comply with governance in terms of legislative and audit requirements.Ensure the deep insights developed in this process translate into real economic and financial benefits for the business through strategic input, influencing of credit decisions.Manage security documentation and limit management for clients by ensuring the accuracy of security documentation (facility letters and collateral documentation) and maintaining proper limit management processes for clients.Assess and approve excesses in terms of approved excess mandate to minimise Credit Risk to the business.Work with various segments to develop forward-looking profitability projection models and data feeds.Credit Collaboration Strategic Analysis.Benchmark current practices against the credit risk management framework and adjust practices as and when necessary.Reconcile and report on monthly credit risk loss to the business.Plan and manage performance, skills development, employment equity, talent and culture of team in order to improve innovation, achieve efficiencies and increase competencies.Manage personal development to increase own skills and competencies.Qualifications and Experience :
2-3 Years' Credit Risk ExperienceBusiness Credit KnowledgeBCom Accounting, Finance, Credit or SimilarFinancial services Industry knowledge will be an advantageEnd Date : September 30, 2025
Accounting / Financial Services jobs