Underwriting Presales Consultant

About DiscoveryDiscovery's core purpose is to make people healthier and to enhance and protect their lives.

We seek out and invest in exceptional individuals who understand and support our core purpose, and whose own values align with those of Discovery.

Our fast-paced and dynamic environment enables smart, self-driven people to be their best.

As global thought leaders, Discovery is passionate about innovating in order to not only achieve financial success, but to ignite positive and meaningful change within our society.About The VitalityLife Underwriting TeamThe Presales area is a dynamic fast paced environment; it is the stepping stone to underwriting.

Presales is a great opportunity to learn how to underwrite and asses risk and for an individual to no longer just have a job but have a career in the insurance industry.

The role of a presales agent is first line underwriting and to ensure that we offer an indication before an application is submitted therefore letting the client and broker know what to expect when an application is submitted.

In our area you will have assistance from our team of highly trained Presales staff as well as our underwriters.Key PurposeTo provide indicative underwriting decisions telephonically and via e-mail.Areas Of Responsibility May Include But Not Limited ToThe successful applicant will be responsible for but not limited to the following job functions : Ensure correct risk rating is applied based on the information provided on the telephone call or via emailConsult necessary guidelines to ensure correct risk rating is applied to potential new businessLiaise with clients regarding risk applied or policies that are deferred / declinedAttending to underwriting queries and escalated enquiries from brokers, Account Managers, Franchise Directors which would mostly be telephonic but may be written and emailed.Dealing with underwriting queries and escalated queries from brokers, Account Managers, Franchise Directors to resolution.Administration duties relating to underwritingPersonal Attributes And SkillsStrong Relationships Skills.Deciding and initiating actionWorking with PeopleAble to work unsupervised and to take initiativeAdhering to Principles and ValuesPresenting and Communicating Information (verbal & written)Conflict handlingAnalytical skillsLearning and ResearchingDelivering Results and Meeting Customer ExpectationsFollowing Instructions and ProceduresAdapting and Responding to ChangeCoping with extreme pressure and setbacksMicrosoft OfficeEducation And ExperienceEducationMatric / Grade 12 is essential.1-year experience as an Inbound Service Consultant within a Life Insurance environment1 to 2 years working experience as an underwriter (Essential)1-year Nursing / medical experience (advantageous)KnowledgeMedical backgroundVitalityLife product knowledge (basic)Underwriting procedures & guidelines (including medical, financial and vocational)EMPLOYMENT EQUITYThe Company's approved Employment Equity Plan and Targets will be considered as part of the recruitment process.

As an Equal Opportunities employer, we actively encourage and welcome people with various disabilities to apply.

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