Location : Sandton
Type : Full-time
Seniority Level : CEO / Director / Partner
Reports to : Board of Directors
Job Description
The CEO of StudyAll will lead a pioneering fintech company focused on democratizing access to quality education through innovative student lending solutions. As the head of this alternative lending platform, you will build and scale a technology-driven financial services business that provides flexible payment options specifically designed for underprivileged students who lack traditional funding options. This role requires a leader with deep fintech expertise, regulatory knowledge, and a passion for financial inclusion in the education sector.
Key Responsibilities
Business Strategy & Growth
- Define and execute the strategic roadmap for StudyAll’s lending platform, positioning it as a leader in the education fintech space
- Develop and scale alternative credit assessment models that evaluate student creditworthiness beyond traditional metrics
- Drive product innovation in flexible repayment structures, income-share agreements, and BNPL education financing
- Establish strategic partnerships with educational institutions, EdTech platforms, and financial partners to expand market reach
Financial Services & Risk Management
Build and oversee a robust NBFC operation compliant with regulatory requirements and industry standardsImplement sophisticated risk assessment algorithms and credit scoring models tailored to student demographicsDevelop sustainable unit economics and pricing strategies that balance accessibility with profitabilityEstablish comprehensive loan portfolio management, including collections, restructuring, and recovery processesMonitor key lending metrics : default rates, loan-to-value ratios, customer acquisition costs, and lifetime valueTechnology & Operations
Oversee the development of a cutting-edge lending platform with seamless user experience for loan origination, underwriting, and servicingImplement advanced data analytics, machine learning, and AI capabilities for credit decisioning and risk managementEnsure robust cybersecurity, data protection, and fraud prevention measures across all operationsBuild scalable operational infrastructure to support rapid growth and high transaction volumesRegulatory & Compliance
Navigate and ensure compliance with NBFC regulations, consumer protection laws, and financial services legislationEstablish relationships with regulatory bodies, rating agencies, and industry associationsImplement comprehensive KYC, AML, and credit reporting proceduresMaintain adherence to fair lending practices and responsible lending guidelines Fundraising & Capital MarketsDevelop relationships with venture capital firms, private equity investors, and strategic financial partnersExplore debt financing options, securitization opportunities, and alternative capital sourcesPresent compelling investment propositions highlighting market opportunity, unit economics, and growth potentialLeadership & Team Building
Build and lead a high-performing team across technology, marketing, risk, operations, compliance, and business developmentFoster a culture of innovation, customer-centricity, and responsible lending practicesEstablish clear performance metrics, accountability structures, and incentive programsRequired Qualifications
Core Experience
10+ years of senior leadership experience in fintech, NBFC, digital lending, or financial servicesProven track record of scaling lending businesses, with experience in consumer credit, marketplace lending, or alternative financeDeep understanding of credit risk management, underwriting processes, and loan portfolio optimizationRegulatory expertise in NBFC operations, consumer lending laws, and financial services complianceTechnology leadership experience with fintech platforms, digital lending solutions and data-driven decision makingIndustry Knowledge
Alternative lending experience : BNPL, peer-to-peer lending, marketplace lending, or similar modelsCredit assessment expertise : Alternative credit scoring, machine learning models, and non-traditional data sourcesEdTech familiarity : Understanding of education financing, student demographics, and academic institution partnershipsCapital markets knowledge : Experience with debt funding, securitization, and investor relationsLeadership Capabilities
Entrepreneurial mindset with experience building fintech companies from early to growth stageStrategic thinking with ability to identify market opportunities and competitive advantagesStakeholder management skills for engaging with regulators, investors, partners, and team membersData-driven approach to business decisions, risk management, and performance optimizationEducational Background
Advanced degree in Finance, Business Administration, Economics, Engineering, or related quantitative fieldRegulatory training in NBFC operations and consumer lending complianceWhat We Offer
Highly competitive executive compensationSignificant equity stake with potential for substantial value creation as the company scalesLead a high-impact fintech that democratizes access to quality educationShape the future of education financing and student lending in emerging marketsBuild a category-defining company with potential for regional expansion and market leadership#J-18808-Ljbffr