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Senior Payment Specialist

Senior Payment Specialist

Sabenza IT & RecruitmentJohannesburg, Gauteng, South Africa
21 days ago
Job description

We are looking for an experienced and driven Senior Payment Specialist (Functional) to join our high-performing digital banking team. In this role, you will play a critical part in shaping, analysing, and delivering payment solutions for mission-critical core banking systems across regions.

Key Responsibilities

  • Analyse and understand complex business requirements related to payment processing, compliance, and integrations.
  • Translate business needs into functional specifications and ensure alignment with technical teams.
  • Design and validate payment flows, ensuring regulatory compliance, scalability, and resilience.
  • Collaborate with development and architecture teams on integration strategies using APIs, SWIFT gateways, and microservices.
  • Work closely with QA and business users for UAT planning, testing, and validation.
  • Drive continuous improvements in payment processing, monitoring, and STP rates.
  • Support client workshops, documentation, and knowledge transfer activities.

Must-Have Skills & Experience

  • Strong foundational knowledge of Core Banking systems and architecture.
  • Expertise in Payments domain, including SWIFT, ISO 20022, TCIB, Cross-border payments.
  • Deep understanding of payment integration with external systems and gateways (e.g., SWIFT, ISO 20022).
  • Experience conducting GAP analysis, understanding customer requirements, and delivering functional documentation.
  • High-level technical knowledge of APIs & Microservices architecture, Java, SQL, Oracle / SQL Server, Unix / Linux scripting.
  • Familiarity with country-specific regulatory and compliance requirements in the payments space.
  • Good-to-Have

  • Functional knowledge of Treasury products such as FX, Money Markets (MM), Fixed Income.
  • Experience with real-time or high-volume payment systems (RTGS, ACH, etc.).
  • Exposure to Agile methodologies, CI / CD pipelines, and financial system migrations.
  • If you're a payment expert passionate about driving functional excellence in digital banking, we want to hear from you.

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    Senior Specialist • Johannesburg, Gauteng, South Africa

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