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Head of Transactional and Savings Products

Postbank LtdZA

30+ days ago

Job description

Job title : Head of Transactional and Savings Products

Job Location : Gauteng,

Deadline : October 03, 2025

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Job Responsibilities

Collaborate with cross-functional teams, including marketing, operations, IT, and compliance, to ensure seamless product delivery and implementation.

Develop the product strategy and roadmap (detailed product and project plan) to ensure seamless execution and clear product direction

Develop new products based on strategic priorities, revenue opportunities, industry experience, idea generation, company technological capability, staff resources, and site and marketplace research

Optimize and analyze product performance and respond quickly to diagnose and correct any problems

Manage product lifecycle and submit plans relevant parties for lifecycle-related development and retirement activities

Monitors product development at predefined checkpoints to assure compliance with requirements, functional specifications and market strategy; reports status to Management Team and recommends risk mitigation strategies

Work with Business Development, marketing and sales to assess opportunities that have product definition implications to ensure a revenue-generating offering

Conduct market research to identify customer needs, market trends, and competitive offerings, particularly for underserved and unbanked populations.

Develop a user experience and offering that exhibits an expertise with respect to the competitive offerings, from both a user and advertiser perspective, to ensure the product is competitive with the market.

Build, lead, and mentor a high-performing product management team, fostering a culture of innovation, collaboration, and excellence.

Ensure the efficient management, control, compliance and reporting of the function / resources in accordance with the stipulations of the PFMA, fraud prevention and risk management principles, corporate governance, legislation, company policies, processes, regulations, Delegation of Authority, etc.

Develop and manage budgets for product development, marketing, and operational initiatives.

Role Requirements : Qualifications :

Applicable Post Graduate Degree (NQF 8) in Commerce / Science or Engineering. A recognised MBA will be an added advantage.

Experience :

Minimum of 10 years of experience in product management within the banking or financial services industry, with at least 5 years in a senior leadership role

Fulfil the terms of FAIS, any related legislation or regulation and any guidelines or regulations issued by the Financial Sector Conduct Authority (FSCA)

Computer literacy – Microsoft Office package (MS Word, Excel, PowerPoint, Outlook)

Store Keeping / Procurement jobs

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Head Product • ZA

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